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This book provides 20 Practice Sets for Jammu and Kashmir Banking Associates Exam 2020 as per latest Pattern exam. Out of the total 20 Sets, 15 Practice sets are in the book and 5 Tests have been provided online so as to provide the online experience to the students. The book also provides the 2019 Prelim Solved Paper.# Each Test contains all the 3 sections Reasoning Ability, Numerical Ability and English Language as per the latest pattern. The solution to each Set is provided at the end of the Test. This book will really help the students in developing the required Speed and Strike Rate, which will increase their final score in the exam.