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AN INTRODUCTION TO INSTITUTIONS, MANAGEMENT & INVESTMENTS, 10E, International Edition offers a proven "modular" approach to help users learn finance concepts quickly and easily. The text offers a strong finance foundation focusing on Internet resources and sample number problems, cases, and calculator solutions using a Microsoft? Excel? appendix. The text introduces the time value of money using three approaches to reinforce the concept--interest tables, financial calculator keystrokes, and investment analysis calculator software created specifically for the Mayo books.