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Financial Management and Policy is a comprehensive book for undergraduate and postgraduate students of management. The book discusses financial theory and practice, helping students understand assets, financing, and dividends and how analytical techniques are used to improve upon financial decision making. The book covers all the relevant topics, giving practical insights to students so that they may relate the theory to the real world. It gives them a total picture of topics such as efficient markets, share repurchase, empirical evidence, electronic funds transfers, loan pricing, private placements, tax treatment of preferred-stock dividends and tax-deductible preferred stock, exotic securities used in corporate finance, among others. In addition, the book discusses financial analysis in relation with analytical techniques, helping students learn how to formulate alternatives when making decisions. The book is a musthave for finance professionals and bankers. About the Authors James C. VanHorne is an American academician and the A. P. Giannini Professor of Banking and Finance and Professor Emeritus at the Stanford Graduate School of Business. He has also written Financial Market Rates and Flows. Several of his case studies are used throughout the world to coach students in MBA courses around the world. A graduate of DePauw University, Dr. VanHorne received his MBA and Ph.D. from Northwestern University. Sanjay Dhamija is an Indian academician and the Dean of Executive Education and Professor of the International Management Institute, Delhi. A celebrated academician, he was awarded by the MDI for `Excellence in Teaching', `Best Trainer' and by the 17th Business School Affaire and Dewang Mehta Business Schools Awards as the `Best Teacher in Financial Management’.