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OFFICE RING BINDER CLIP SET: File Folder full set of stationery supplies, finance binder set comes with A6 PU leather binder, 8 zipper cash envelopes, 2 card bag, 12 budget sheets, 2 Label Stickers, 1ruler and 2 budget item stickers.A6 RING BINDER NOTEBOOK: The A6 ring binder notebook cover is made of premium PU leather material, anti-scratch, slightly waterproof. 6 metal ring binders design, you will always have the flexibility to remove and insert extra leafs inside your file at any time. Snap closure and flip ring design for better privacy.ALL IN ONE BUDGET STATIONERY SUPPLIES: Ring Files Folder With color category stickers and 12 expense budget sheets, you could easily handle your bill and get organized; Such a practical combination will help you keep a detailed track of your cash inflow and outflow, spend well, stay out of debt, start saving, set and achieve financial goals.MULTI FUNCTIONALITY DESIGN: On the binder there is also with card slot, coming with 12 reusable PVC envelopes, budget sheet, ruler, all these are can be work with the ring binder notebook cover, convenient for process various projects or work. Also suitable for used as a scrapbook, photoalbum, etcGIFT IDEAS : Elegant appearance and excellent workmanship make the notebook a special birthday gift for brother and father, thank you gift for teacher from friends, anniversary gift for wife or husband, retirement gift for couples, Party favors for co-workers.