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OFFICE RING BINDER CLIP SET: File Folder full set of stationery supplies, finance binder set comes with A6 PU leather binder, 8 zipper cash envelopes, 2 card bag, 12 budget sheets, 2 Label Stickers, 1ruler and 2 budget item stickers.A6 RING BINDER NOTEBOOK: The A6 ring binder notebook cover is made of premium PU leather material, anti-scratch, slightly waterproof. 6 metal ring binders design, you will always have the flexibility to remove and insert extra leafs inside your file at any time. Snap closure and flip ring design for better privacy.MULTI FUNCTIONALITY DESIGN: On the binder there is also with card slot, coming with 12 reusable PVC envelopes, budget sheet, ruler, all these are can be work with the ring binder notebook cover, convenient for process various projects or work. Also suitable for used as a scrapbook, photoalbum, etcALL IN ONE BUDGET STATIONERY SUPPLIES: Ring Files Folder With color category stickers and 12 expense budget sheets, you could easily handle your bill and get organized; Such a practical combination will help you keep a detailed track of your cash inflow and outflow, spend well, stay out of debt, start saving, set and achieve financial goals.PORTABLE AND REUSABLE: The A6 binder has a hidden compartment and a pen ring design, which is convenient for storing pens, cards, receipt, ID cards, bank cards, etc. light weight, convenient to carry, suitable for office and school use, and can be easily put in the hand bag, backpack, etc