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Do you need money for investment or starting some business or to become debt-free and live a peaceful life? And you think there is no source to generate this extra money required? Do you realize that you are not able to achieve your financial goals or money doesn't stay with you for long? This book contains tips and tactics you need to spend less and save more. Each of these tactics is a simple little move you can make to improve your financial situation. Some of them take just a few minutes, others might take an hour or two, some of them require a bit of regular effort, but they're all incredibly simple – anyone can do them. Each of them also saves significant money, especially over the long haul, and when combined, these tips can save you a lot of money now. Not all of these tips will apply to everyone. Just go through the list and find those that do apply to you and use them in your life. You'll quickly find yourself saving some serious scratch. Figures given are, for example, purposes and given in Dollars; you may read them as your currency.