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The Present Book Examines The Impact Of Financial Reforms On The Working Of Banking Sector In General And Public Sector Banks In Particular. In Addition To Assess Multi-Dimensional Trend Of Banking Sector, It Examines The Impact Of Deregulation Policies On The Management Of BankS Resources. The Book Identifies Many Critical Issues Like Determinants Of Non-Performing Assets, Profitability Productivity Of Banks, Mismatch Of Assets And Liabilities And Services Rendered By Banks Particularly In The Backward Regions. The Treatise Embodies In It Inter-Intra Banks And Inter-Intra Regional, Districts Level Variations. To Encounter The Objectives, Appropriate Hypothesis Have Been Framed, Statistical And Financial Techniques Have Been Used To Testify, The Nature And Problems Of Public Sector Vis--Vis Private Sector And Foreign Banks. This Book Runs Into Ten Chapters Encompassing Into Different Aspects Of BankS Performances With Critical Assessment In The Context Of Reform Package. The Book Will Meet The Growing Interest Of Students, Researchers, Scholars, Policymakers And General Readers. It May Be Used As Textbook For B.Com, B.B.A., M.B.A.; M.F.M. And M.A. (Eco.), M.Sc. (Eco.) Courses., R.K. Rahul, Ph.D Is Reader Of Finance In The Department Of Business Administration At Assam University, Silchar. He Has Been Actively Guiding Research Project. Dr. Raul Has Authored Two Books And Published Research Papers In Refereed Journals. Dr. Jaynal Uddin Ahmed Did His M. Com. From Assam University, Silchar. And Obtained Ph.D. In Business Administration From Same University. He Is Presently Working As Lecturer In The Department Of Commerce, Umshyrpi College, Shillong. Dr. Ahmed Has Published More Than Two-Dozen Of Articles And Authored Two Books: An Introduction To Man And Environment And Business Environment With Special Reference To North Eastern Region. He Has Also Presented Papers In Several National, International Seminars/Conferences., Content:- Preface Introductory Financial Sector Reform : Need And Implications Public Sector Banks (Psbs) : Growth And Development Performance Of Public Sector Banks : An Empirical Study (Deposits, Advances And C/D Ratio) Profitability In Public Sector Banks : An Appraisal Productivity In Public Sector : An Analysis Non-Performing Assets : Nature And Trend-A Critical Assessment Asset Liability Management In The Banks : An Overview Customer Services Of Public Sector Banks : An Empirical Investigation Epilogue Bibliography Index.