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A complete guide to the complex world of participant-directed retirement plans The landscape over the last thirty years in corporate (401(k), profit sharing, etc.), government (457 plans), and nonprofit retirement plans (403(b)) has shifted toward participant-directed funding and investment selection. This shift culminated in the Supreme Court's recent ruling allowing plan participants to sue fiduciaries. In the landmark case (LaRue v. DeWolff, Boberg & Associates, Inc.), the Court ruled on the ability for an individual participant to sue retirement plan fiduciaries. The Four Pillars of Retirement Plans addresses this important issue and prepares readers for the mountain of lawsuits that will arise from the ruling. It covers what attorneys need to know to win these suits, and what financial advisors, trustees, employers, and fiduciaries of 401(k) and other retirement plans need to do to avoid liability from these suits.The Four Pillars of Retirement Plans focuses on the key areas where past guidelines need to change in an environment where participant direction dominates, and new liability for each participant's individual plan balance has suddenly become a potential responsibility to fiduciaries. This timely book will be a valuable resource for financial advisors, attorneys, and other fiduciaries that now face potential lawsuits from their plan participants. David Loeper (Richmond, VA) is the CEO of Financeware, Inc. Prior to founding Financeware in 1999, Loeper was managing director of strategic planning for the retail brokerage division of Wheat First Union and served on the Investment Advisory Committee of the nearly $30 billion Virginia Retirement System. He is also the author of Stop the 401(k) Rip-off (978-1-934454-10-7).