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How to Grow Lady Finger: Planting Okra: 1. Determine how to start your seeds. If you live in a place with hot summers and mild winters, it's easiest to plant okra in your garden patch, rather than starting it indoors. You'll want to plant the okra seeds in early spring, after the last frost of the year, when the temperature doesn't dip below 55 degrees at night. If that doesn't happen until late spring or early summer where you live, then it's better to start your seeds indoors 2-3 weeks before the last frost. When the seedlings are sturdy and the weather warms up, you'll transplant them to your garden patch. To start seeds inside, plant the seeds in peat seed starter and keep them well-watered. Put them in a warm, sunny room or use grow lamps to keep them warm during the germination period. Keep the temperature between 65 and 70 degrees Fahrenheit. When the weather warms up and you're ready to transplant the seedlings, follow the same steps you'd use to grow okra from seed outdoors.