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“Banking is necessary, but banks are not,” Bill Gates, business magnate and philanthropist, oncesaid. That is the theme of our book, ‘Banking in India: An Analysis’. This Book, provides anin-depth study of the highly specialised branch of banking law. Various elements of banking lawsuch as regulation of banks, bank and customer relationships, lending activities of banks andrecovery of loans, remittance activities of banks, including digital payments are thoroughlydiscussed. It contains up-to-date statutes, case law and RBI Master Circulars, Guidelines andDirections as well as other related Circulars and Press Releases are the part of this book. Thebook is written in simple language, provides up-to-date coverage of material and associatedresearch, and filled with examples to support material presented. This book is useful forundergrad and graduate students, professionals, and anyone looking to gain a solid foundation tocontinue their learning of dynamic banking environment.