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Don't let your credit suffer needlessly from errors or outdated information. This work offers tools and tips for fixing a bad credit report. A bad credit report can hurt your chances at qualifying for loans and credit cards, and it can even get in the way when you want to rent an apartment or land a job. "Credit Repair Kit For Dummies" is your essential guide to managing your credit - from fixing mistakes on your credit report, to improving your credit going forward, to establishing manageable payment plans with creditors. This work helps you discover how to: protect yourself from identity theft; improve your credit score; assert your rights under the FACT Act; maintain great credit; and, investigate your legal options.