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SIP Literally means- 'Systematic Investment Plan', i.e. SIP. In fact, systematic investment is the short form of plan. In Hindi, a systematic investment plan.Generally SIP in mutual funds. is widely used. Mutual fund is a type of collective investment; you can also call it 'mutual fund'. In this, groups of investors together invest in stocks or securities. SIP A fixed amount is invested in a mutual fund at a fixed time interval, such as every one month or every three months or every six months.Of all the systems that have been discovered for investment in the world till date, SIP. It is considered the safest, simplest and most beneficial system.