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This book discusses the profitability of minority banks, regulators' support and assessment efforts, and the views of minority banks on the regulators' efforts. Potential limitations in the regulators' support efforts are identified that would likely be of significance to agency managers and warrant follow-up analysis. In addition, this book reviews how U.S. financial regulators were overseeing dealers' credit derivative operations, including the security and resiliency of the information technology systems used for these products. Furthermore, various trends in both the physical and futures markets have affected energy prices. This book focuses on trends and patterns in the future and physical energy markets and their effects on energy prices, the scope of CFTC's regulatory authority and the effectiveness of CFTC's monitoring and detection of abuses in energy markets. This book consists of public documents which have been located, gathered, combined, reformatted, and enhanced with a subject index, selectively edited and bound to provide easy access.