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The book is designed to provide guidelines and information regarding facilities available to individuals under FEMA. The book covers the following areas : � Introduction to Foreign Exchange Management Act 1999 � Remittances � Foreign Currency Accounts for Residents � Foreign Currency Accounts for Non-residents � Investments � Borrowings by non-resident Indian individuals � Compliance/non-compliance with provisions of FEMA 1999 The book incorporates the latest guidelines of Reserve Bank of India on the subject. The book will be useful to the bank personnel-dealing with foreign exchange and NRI segment-besides academicians.