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The Consumer Financial Protection Bureau helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. The Office of Financial Empowerment, part of the Consumer Education and Engagement division of the Bureau, focuses on low-income and economically vulnerable consumers. This book discusses the empowering low income and economically vulnerable consumers, and provides a statement from a hearing on financial literacy.