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Take Control of Your Money, Shape Your Future Money Mastery - Financial Literacy Handbook for Beginners In a world where money influences every aspect of life, why wait until adulthood to understand how it works? This book simplifies complex money matters into relatable real-life lessons designed especially for teens and young adults - those who want to learn how to manage money wisely, build wealth early, and make confident decisions. Written by Jyoti Dhawan Kataria, an educator and financial literacy advocate with nearly three decades of experience. Inside the book, you will discover: - How to budget like a pro - even on pocket money - Secrets of smart saving and spending - The working of banking, loans, credit cards, and digital payments - Why investing early is your superpower - How insurance, taxes, and retirement planning affect your life START YOUNG - LEARN SMART - MASTER MONEY