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Born in 1927, Phil grew up in the Inwood Section of Manhattan and subsequently lived in Blauvelt NY, Tulsa OK, and Clearwater Fl. He was educated at Princeton, Fordham and NYU. At midlife he attended the Advanced Management Program at Harvard. He holds an MBA degree in Corporate Finance and was a licensed Certified Public Accountant in the States of New York and Oklahoma. He served with military and was commissioned at the Armored School at Fort Knox in 1945.Phil is the father of five children, has ten grandchildren and five grand dogs. The mother of his children, Eleanor Johnsen is deceased. He married a second time to Lynn Smith, a Louisvillian businesswoman.Early in his career he was employed by the FBI and Arthur Andersen & Company. He retired in 1983 from Cities Service Company, a large oil company, where he served as an Executive Officer and Corporate Controller. He taught at three colleges, served on the Board's of Directors of a number of non-profit companies, and did consulting work with Tescot, an organization of retired executives that serviced non-profit and government entities.